Despite the trend towards rapid retirement with stock markets, this trend has reversed in recent years, and retirement at 60 or higher is now almost inevitable for the majority. Whether you are in the office or about to retire, you face the need to analyze the future like the rest of us. You may be scared of this aspect of your lot. As some research suggests, do not focus on the challenge. You hear the call to invest more, but it is not at the top of your agenda. Some businesspeople plan to be financially independent of their business until they turn 55, so they are free to retire or continue in business.